Stay Money Smart

Be Money Smart

It's your money; learn to manage it wisely! Use library resources to organize your finances, whether you're investing for success, saving for a worry-free tomorrow, or aiming to achieve wealth.

Save Money, Live Better

Saving money may seem challenging, but when there's a will, there's a way, especially regarding personal finance. Use these book recommendations, catalog resources, and library classes to start learning how to manage your personal assets. Achieving balance is key!

Blogs on Saving Money

Getting Financial Help

If you find yourself in a difficult financial situation, perhaps due to losing your job through downsizing.

Homestead Helpline: Your Local Cooperative Extension Service

Your local Cooperative Extension Agency can connect you with advice on gardening, homesteading, budgeting, 4-H programs, and much more!

Guard Against Scams: Keep Yourself Safe!

This article provides links to websites that explain the various kinds of scams and how to avoid them, as well as books and video resources.

Dealing with Disasters and Emergencies

This post provides a list of some websites that may be of assistance to you in disaster planning.

Ways to Save Money

Start an Emergency Fund

Establish a Budget

Pay Credit Cards Each Month

Save Money for Retirement

Save Your Coins

For more ways to save, read "54 Ways to Save Money," by America Saves.

The art is not in making money, but in keeping it

The old proverb may still hold true! Discover effective methods to manage your money now and in the future. Use the research resources below to maintain financial balance.

Library Programs focused on Finance & More

Lawyer in the Library, part of a series

Presented by Legal Aid Works. Learn about your rights as a tenant and get answers to your legal questions. No appointments needed.

Fredericksburg DSS in the Community, part of a series

The Fredericksburg Department of Social Services (DSS) will be available to answer your questions and provide information on services.

Wealth Wednesdays, part of a series

Mar 11th | 2:00pm - 3:00pm
Online Event
Presented by ALNA Financial Group LLC. New recordings posted to facebook.com/crrlnews and youtube.com/crrlvideo.

Introduction to Grant Proposal Writing

Apr 14th | 4:00pm - 5:30pm
Learn to craft compelling foundation grant proposals.

Library Databases

Morningstar Investment

Morningstar Investment Research Center

Research, data, and analysis for investors. Includes many portfolio tools to calculate asset mixes, retirement costs, & college savings.

Valueline

Value Line - Expanded Library Edition

Analyst commentaries and rankings on current operations and future prospects for thousands of large, small, and mid-cap companies.

Consumer Reports

Consumer Reports

Product reviews and ratings on cars, appliances, electronics, and more. Remote access unavailable - ask a staff member for in-branch access.

Other Internet Resources

ABLEnow Accounts
ABLEnow allows individuals with disabilities to save money without impacting certain government benefits.

America Saves
Managed by the nonprofit Consumer Federation of America, America Saves motivates, encourages, and supports low- to moderate-income households to save money, reduce debt, and build wealth.

Commonwealth Savers
Offers a variety of saving programs to ensure Virginians — and beyond — achieve their financial goals.

Financial Education: Free Courses & Classes from Credit.org
Online free personal finance classes are open to the public without any need to register.

Invest529
529 plans provide a flexible and affordable way to save for the future.

MyMoney.gov: MyMoney Five & Other Tools
Making the most of your money starts with five building blocks for managing and growing your money -- The MyMoney Five. Keep these five principles in mind as you make day-to-day decisions and plan your financial goals.

RetirePath VA
RetirePath Virginia expands access to retirement savings for more working Virginians.

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